:$51,1* $OZD\V VWRS WKH XQLW DQG GLVFRQQHFW WKH VSDUN SOXJ EHIRUH SHUIRUPLQJ DOO RI WKH
UHFRPPHQGHG UHPHGLHV EHORZ H[FHSW UHPHGLHV WKDW UHTXLUH RSHUDWLRQ RI WKH XQLW
7528%/( (QJLQH ZLOO QRW VWDUW RU ZLOO UXQ RQO\ D IHZ VHFRQGV DIWHU VWDUWLQJ
&$86(
,JQLWLRQ VZLWFK RII
(QJLQH IORRGHG
)XHO WDQN HPSW\
6SDUN SOXJ QRW ILULQJ
)XHO QRW UHDFKLQJ FDUEXUHWRU
7528%/( (QJLQH ZLOO QRW LGOH SURSHUO\
&$86(
,GOH VSHHG U H T X L U H V DGMXVWPHQW
&DUEXUHWRU UHTXLUHV DGMXVWPHQW
7528%/( (QJLQH ZLOO QRW DFFHOHUDWH ODFNV SRZHU RU GLHV XQGHU D ORDG
&$86(
$LU ILOWHU GLUW\
6SDUN SOXJ IRXOHG
&KDLQ EUDNH ORFNHG
&DUEXUHWRU UHTXLUHV DGMXVWPHQW
7528%/( (QJLQH VPRNHV H[FHVVLYHO\
&$86(
7RR PXFK RLO PL[HG ZLWK JDVROLQH
7528%/( &KDLQ PRYHV DW LGOH VSHHG
&$86(
,GOH VSHHG U H T X L U H V DGMXVWPHQW
&OXWFK UHTXLUHV UHSDLU
7528%/(6+227,1*
5(0('<
x 6HH ³67$57,1*´ LQ WKH 67$57,1* $1'
67233,1* VHFWLRQ
x 6HH ³6WDUWLQJ D )ORRGHG (QJLQH´ LQ WKH
23(5$7,21 VHFWLRQ
x )LOO WDQN ZLWK FRUUHFW IXHO PL[WXUH 6HH
³)8(/,1* 7+( (1*,1(´ LQ WKH 67$57,1*
$1' 67233,1* VHFWLRQ
x ,QVWDOO QHZ VSDUN SOXJ 6HH ³63$5. 3/8*´ LQ
WKH 0$,17(1$1&( VHFWLRQ
x &KHFN IRU GLUW\ IXHO ILOWHU UHSODFH
x &KHFN IRU NLQNHG RU VSOLW IXHO OLQH UHSDLU RU
UHSODFH
5(0('<
x 6HH ³&$5%85(725 $'-8670(17´ LQ WKH
0$,17(1$1&( 6HFWLRQ
x &RQWDFW DQ DXWKRUL]HG VHUYLFH GHDOHU
5(0('<
x &OHDQ RU UHSODFH DLU ILOWHU
x &OHDQ RU UHSODFH SOXJ DQG UHJDS
x 8QORFN FKDLQ EUDNH 6HH ³67$57,1*
326,7,21´ LQ WKH 67$57,1* $1' 67233,1*
VHFWLRQ
x &RQWDFW DQ DXWKRUL]HG VHUYLFH GHDOHU
5(0('<
x (PSW\ IXHO WDQN DQG UHILOO ZLWK FRUUHFW IXHO
PL[WXUH
5(0('<
x 6HH ³&$5%85(725 $'-8670(17´ LQ WKH
0$,17(1$1&( 6HFWLRQ
x &RQWDFW DQ DXWKRUL]HG VHUYLFH GHDOHU
16